Nancy Lohman's Real Estate Blog, Toledo Ohio Real Estate

REPLACEMENT THERAPY!

Ever received one of those emails that contains a touching message, then suggests that if you forward it to ten more people you'll receive a "special blessing" or "ten million dollars in three days"? It usually also warns that the last person who didn't forward it met some terrible fate at the hands of unknown evil-doers. Remember how that last part - the veiled threat - made you feel? You didn't think something awful would really happen, but you resented being put in the position of wondering.

We've been told many times that our worst fears are of the "unknown." An unidentified fear sends our imagination into high gear, conjuring up vivid mental pictures of dastardly plots against us. We ruminate endlessly over the possibilities. Such fear is disruptive to our well-being, and leaves us tired and wrung-out.

So, how do you handle fear? One method is to identify the fear, so that once you do, it is no longer "unknown." That also means it is measurable, and can be logically quantified. Once you know what it is, your imagination can no longer dream up worse things that it is not. Once identified, it is possible to determine possible outcomes.

Most fears will never come to fruition. Those that do are divided into two categories: those we can control, and those we can't. If we have control, we also have the ability to survive our fears, and change their outcomes. Most fall into that category.

One mother's lifelong advice to her daughter who worried too much was to replace the worry thought with another more pleasant thought. The opposite of fear is hope, which also gives us courage. The next time you experience fear of the unknown, try replacement therapy. Think positive, hopeful thoughts when fear knocks at the door. Then, when you open the door - no one is there!

HOW'S YOUR CREDIT?

Ever hear someone say, "I have good credit"? They are probably referring to their credit "rating" - a score bestowed upon them by creditors, banks or rating agencies. Simply stating, "I have good credit" changes nothing, nor does the statement merit the attention of creditors. Credit can only be given by others for service to them, i.e. paying them on time.

So, credit is the result of serving others - in many ways. You cannot claim education, victory, experience, success, reputation, or a suave demeanor. Each of these is a gift from others, as a result of your service to them. Friends recognize your courage as a result of your being cool under pressure. Your success is recognized by others only once you have served them well. Knowledge of your career field is recognized by others only after it's been applied to situations in the form of more service.

In the accounting world of income and expense, a debit is something paid out, while a credit is something received. Thus all credits are received from others - not by our own making. The debits - what we pay out - are our efforts, persistence, and service. How they are rated is not under our control, but is determined by those served.

Without service, there are few rewards. Yet, you've seen those who insist on getting more attention than they deserve. They feel they're being short-changed, that they are not appreciated, that they are always the victim. If you look more closely at their contributions, you are also likely to see the dearth of service they are offering.

With service, credit follows. It may be subtle or quite visible - but it always follows. Concentrate on what you have to offer and forget the rewards. Those who are served will pick up the tab!

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area. 

The Lohman Team RE/MAX Preferred  would love to help you with the purchase or sale of your next home. We pride ourselves in the ability to market well on the internet and get the most exposure for your home for sale.

We serve the greater Toledo area; including Sylvania, Holland, Perrysburg, Maumee, and Monclova.

 Check out our website at   NancyLohman.com    or  ToledoMLS

 Call us anytime.

Nancy Lohman 419-360-4735     Bob Lohman 419-360-4437

Nancy Stemmle 419-867-3898   

THINK YOU CAN?

Regardless of your age, you were probably introduced as a child to a wonderful book entitled "The Little Engine That Could." If you will recall, it was the story of a small red locomotive personality who believed it was possible to pull a very heavy load uphill - a task that was shunned by other larger locomotives. The little engine huffed and puffed up the hill, all the while repeating the mantra, "I think I can! I think I can! I think I can!"

It was a cute story that contained a very powerful message about persistence and the ability to overcome adversity. Now there's a sequel entitled "I Knew I Could!" A quick ten-minute read, it clearly outlines our ability to make our own choices in life. Using illustrations of train tracks and those cute little locomotives, you are easily led to the understanding that we choose the life "tracks" upon which we travel.

The book suggests that before picking one of those tracks, we should determine the direction it might take us, and the destination we might reach by so choosing. Sounds like real life, doesn't it? How many times, and in how many ways, must we be taught this lesson? If we fail to make our choices wisely, we have consciously made the choice to live at the mercy of happenstance - as did Alice in the following excerpt from "Alice's Adventures in Wonderland":

"Cheshire-Puss...," said Alice, "Would you tell me, please, which way I ought to go from here?" "That depends a good deal on where you want to get to," said the Cat. "I don't much care where -" said Alice. "Then it doesn't matter which way you go," said the Cat. "... so long as I get somewhere," Alice added as an explanation. "Oh, you're sure to do that," said the Cat, "if you only walk long enough."

Life - it's your choice. Toot! Toot

READY TO BEGIN AGAIN?

Have a child or grandchild who graduated this last year? Whether it's high school or college, commencement exercises mark the end of a full curriculum of education - or do they? In fact, why not ask the graduate?

After four or more years of study, homework, reports, science projects, and exams, many graduates would quickly answer that commencement marks the end of their education. In fact, you can often hear students reinforce that line of thinking in their lament, "I'll never pick up another book as long as I live!"

The definition of "commencement" leads, however, in another direction. It is the beginning, not the end, of a bright future. It is the beginning of a life-long quest for knowledge, not the slamming shut of the books that opened so many new doors.

If it's been a few years since you graduated, perhaps you might also benefit from a renewed commencement - by opening some new doors to your own life-long learning curve. When's the last time you attended a workshop, bought a recorded educational series, or thought about taking college courses or embarking on a new degree track?

No longer are books the only on-ramp to education. Distance learning over the Internet, tapes, videos, workshops, seminars, and many other educational resources are yours for the taking. Why not let your graduating family member be the inspiration for your own commencement?

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area. 

The Lohman Team RE/MAX Preferred  would love to help you with the purchase or sale of your next home. We pride ourselves in the ability to market well on the internet and get the most exposure for your home for sale.

We serve the greater Toledo area; including Sylvania, Holland, Perrysburg, Maumee, and Monclova.

 Check out our website at   NancyLohman.com    or  ToledoMLS

 Call us anytime.

Nancy Lohman 419-360-4735     Bob Lohman 419-360-4437

Nancy Stemmle 419-867-3898   Bert Spangenthal 419-346-1458

FORGET THE LEADER!

On the playground of any school, and on any day, you can witness examples of children playing "follow the leader." One hops, skips, or jumps, and all the others follow. As adults, however, many of those children play a variation of that game - called "follow the follower."

On the job, they look around, see how someone else is doing their work, and duplicate the effort. What they don't realize is that their fellow employee is also watching someone else. A circular game of "follow the follower" evolves, resulting in a mediocre work force. The same can be true in marriages, education, hobbies, and sports.

Consider the story of a telephone operator in a small town. Every day she received a call from a gentleman asking for the correct time. Finally, one day, she asked the mystery caller who he was and why he called every day. His answer? "I'm the one who blows the whistle at the factory each day at noon. I like to be right on time!" The operator laughed and then responded, "Here at the telephone company, we set our watches and clocks by the noon whistle at the factory!"

Tired of playing follow the follower? Want to rejuvenate your life? Begin acting like the unique person you already are. See what everyone else is doing . . . and do something different. Strike out in the direction of your own imagination instead of theirs.

In the words of Henry David Thoreau, "Go confidently in the direction of your dreams. Live the life you've imagined."

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area. 

The Lohman Team RE/MAX Preferred  would love to help you with the purchase or sale of your next home. We pride ourselves in the ability to market well on the internet and get the most exposure for your home for sale.

We serve the greater Toledo area; including Sylvania, Holland, Perrysburg, Maumee, and Monclova.

 Check out our website at   NancyLohman.com    or  ToledoMLS

 Call us anytime.

Nancy Lohman 419-360-4735     Bob Lohman 419-360-4437

Nancy Stemmle 419-867-3898   Bert Spangenthal 419-346-1458

ARE YOU POLITICALLY CORRECT?

How careful we must be today - to avoid the slightest slight to others. If we continue, we will become totally homogenized - each looking, acting, talking, and walking like each other. The unique identity into which we were born will mellow, fade, and eventually become transparent. The gifts and talents we have to offer will be so diluted as to go unnoticed.

What ever happened to our right to speak out against wrong? Why do we allow ourselves to be hushed and shushed when we verbalize our expectation of respect from the very young? Why are we so sensitive to what "they" think of our actions when we attempt to do good?

Each of us is uniquely individual. We are one of a kind, not just an ingredient in the soup of humanity. Each of us is born with the ability to make a difference, to contribute our talent, to expect the best. We have the ability to set standards for ourselves, to choose the principles upon which we live and serve.

We also have the responsibility to teach our children "what we stand for" as well as "what we won't stand for." By unashamedly living those principles, and expecting the same from our children, we help set the course for others who have not the strength to do so. We are the example.

Political correctness, as it applies to granting full respect for others is perfectly acceptable. Political correctness, as it is often applied as a choke-chain to restrain the desire to uphold what is right, is a gross misuse of the desire for simple courtesy and politeness.

Let's just drop "political" and be correct!

DON'T LISTEN!

Someone once said, "When I was in my twenties, I worried about what others thought of me. When I was in my forties, I didn't care what they thought of me, and when I was in my sixties, I realized they weren't thinking about me at all." Who hasn't had a parent or friend tell us "What will people think?"

How easy it is to let the influence of others govern our actions. By listening to others, then carrying out our lives to the tune they wish us to play, we are but puppets. One of "Aesop's Fables" addressed the same issue.

It told of an old man, a boy, and a donkey making their way down a hill. As the boy rode, while the old man led the donkey, they overheard a neighbor comment about the shame of making the old man walk. The next turn in the road saw both man and boy astride the donkey, and the next passer-by shook his head at the shame of putting such a load on the poor donkey. By the time the two reached the final turn in the road, they were seen carrying the donkey on a pole.

The message, of course, was that we should not live our lives to satisfy the expectations of others. It is up to us to set a clear direction for our own lives, and then follow that path to the exclusion of others.

It's really about choices, isn't it? We get to make our own choices in life. When we fail to do so, we have still made a choice - that being to let others make our choices for us. As the final days of the year approach, it's an excellent time to let your vision take hold, to set a bold new direction for your life in the coming year. Make some choices - no matter what "they" think!

THIS IS IT!!   866-419-2010  PUT IT IN YOUR CELL PHONE, TOLEDO OHIO HOMES FOR SALE.

• If you are out their driving around and looking at homes. 
• call 866-419-2010, easy to remember.
• push in the address number and the # sign
• you will get a detailed recording with current price
• must be listed in Toledo MLS or Monroe MI MLS
• We may call you to see if we can help get you more info, we will enter your name in our system
• after that CALL AWAY,  we will not keep calling you
• COOL 

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area. 

The Lohman Team RE/MAX Preferred  would love to help you with the purchase or sale of your next home. We pride ourselves in the ability to market well on the internet and get the most exposure for your home for sale.

We serve the greater Toledo area; including Sylvania, Holland, Perrysburg, Maumee, and Monclova.

 Check out our website at   NancyLohman.com    or  ToledoMLS

 Call us anytime.

Nancy Lohman 419-360-4735     Bob Lohman 419-360-4437

Nancy Stemmle 419-867-3898   Bert Spangenthal 419-346-1458

SPREAD THE TABLE!

Here we are in the midst of the holiday rush - buying gifts, attending parties, decorating, sending cards, and preparing for the feast of the season. We're doing all this for whom?

We tell ourselves it's for the ones we love. We want to make them happy, fill them with joy, and make their world bright. We want to make everything perfect for them at this special time of year.

In a way, that's like preparing the holiday feast for those who matter most to us, then eating it for them and commenting on how tasty it was. Truth is - we can't "make them" do anything, we can only spread the table before them.

Whether they choose to consume the feast, or be happy doing it, is their choice - not ours. We can give the presents, offer our own good holiday spirit, or bake the cookies, but we cannot "make" anything happen.

Epictetus once said, "Happiness and freedom begin with a clear understanding of one principle: Some things are within our control, and some things are not. If you think that you have free rein over things that are naturally beyond your control, or if you attempt to adopt the affairs of others as your own, your pursuits will be thwarted and you will become a frustrated, anxious, and fault-finding person."

Why not take a little of the pressure off yourself this holiday season? Feel free to give whatever gifts, energy, creativity, or love you have to offer, but let go of the desire to control the outcome. The gifts that will make the most difference are those that arise from the heart with no expectation of reward. My wish for you is the joy and freedom that results from giving. Happy holidays and best wishes to you and yours!

THIS IS IT!!   866-419-2010  PUT IT IN YOUR CELL PHONE, TOLEDO OHIO HOMES FOR SALE.

• If you are out their driving around and looking at homes. 
• call 866-419-2010, easy to remember.
• push in the address number and the # sign
• you will get a detailed recording with current price
• must be listed in Toledo MLS or Monroe MI MLS
• We may call you to see if we can help get you more info, we will enter your name in our system
• after that CALL AWAY,  we will not keep calling you
• COOL 

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area. 

The Lohman Team RE/MAX Preferred  would love to help you with the purchase or sale of your next home. We pride ourselves in the ability to market well on the internet and get the most exposure for your home for sale.

We serve the greater Toledo area; including Sylvania, Holland, Perrysburg, Maumee, and Monclova.

 Check out our website at   NancyLohman.com    or  ToledoMLS

 Call us anytime.

Nancy Lohman 419-360-4735     Bob Lohman 419-360-443

Nancy Stemmle 419-867-3898   Bert Spangenthal 419-346-1458

ARE YOU RELATED?

In the long distant past, all generations of a family lived in the same town, if not just across the road or down the lane. Each member of the family knew all the good - and the bad - about every other member (as well as all the neighbors). They worked together, played, and prayed together.

Today, families are scattered throughout the country. What we call relationships now are often only acquaintances introduced through business situations or chance meetings. They may be casual and based only on a single shared interest, i.e. golf, fitness, children's school activities, etc. These relationships may lack depth and rarely go beyond that single shared interest.

Even with family relations more scattered and unavailable to us on a day-to-day basis, our human side still has a need and desire for deeper relationships. The good news is that they are not only possible but also available to us with just a little effort.

A single common interest through school-aged children may result in having lunch together. The lunch may reveal that both individuals appreciate the arts, with one being an amateur photographer and the other a proficient watercolor artist. Further conversation may find that both are caring for aging parents, have endured similar life challenges, or witnessed brilliant successes.

In short, deep relationships, akin to those shared by families in the past, are still possible. Yes, they must be cultivated. They don't just passively occur as in the daily activities of a family. The result is the same, however, as these relationships can provide a richness to life that is missing in their absence. Try to find some missing relations today!

THIS IS IT!!   866-419-2010  PUT IT IN YOUR CELL PHONE, TOLEDO OHIO HOMES FOR SALE.

• If you are out their driving around and looking at homes. 
• call 866-419-2010, easy to remember.
• push in the address number and the # sign
• you will get a detailed recording with current price
• must be listed in Toledo MLS or Monroe MI MLS
• We may call you to see if we can help get you more info, we will enter your name in our system
• after that CALL AWAY,  we will not keep calling you
• COOL 

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area.

If you are late on your mortgage we can help you to be more Proactive with your lender! Call us.

BAN THE BLAME!

"The dog ate my homework." Teachers hear that one every week. "Jimmy made me do it!" Parents hear that one often, too. Fast-forward a few years to the college student with bad grades, and you hear, "The professor doesn't like me." Then, before we know it, we're all grown up. Now we hear, "My manager didn't give me enough time to complete the project," and, "She doesn't understand me," or, "The customer wasn't honest with me, so I couldn't close the sale."

Where do these fabrications of blame originate? They probably begin in our childhood imagination - and that's also where they should stop. Blaming comes easy since we tend to do it when the person blamed isn't around. Who's going to dispute our blame claim?

Take a moment to re-read the first part of today's quote: "Take your life in your own hands . . ." What a breath of fresh air emerges from that phrase. By accepting responsibility for our life and all its actions, we no longer need to alienate those around us by blaming. We can live a no-excuses life.

We either accept the low classroom grade without complaint - after all, we earned it - or we change our approach to homework the next time. We simply allot enough time to complete our manager's special project on deadline, or be willing to be employed at a lower level on the food chain. We invest ourselves more deeply in our personal relationships, or accept a less-than-fulfilling bond with those we love.

As quoted before, "All that a man achieves and all that he fails to achieve is the direct result of his own thoughts." If you're tired of perpetually being on the defensive, ban blame from your life - forever. It's a wonderful way to live stress-free!

THIS IS IT!!   866-419-2010  PUT IT IN YOUR CELL PHONE, TOLEDO OHIO HOMES FOR SALE.

• If you are out their driving around and looking at homes. 
• call 866-419-2010, easy to remember.
• push in the address number and the # sign
• you will get a detailed recording with current price
• must be listed in Toledo MLS or Monroe MI MLS
• We may call you to see if we can help get you more info, we will enter your name in our system
• after that CALL AWAY,  we will not keep calling you
• COOL 

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area.