Real Estate Information Archive

READY TO BEGIN AGAIN?

Have a child or grandchild who graduated this last year? Whether it's high school or college, commencement exercises mark the end of a full curriculum of education - or do they? In fact, why not ask the graduate?

After four or more years of study, homework, reports, science projects, and exams, many graduates would quickly answer that commencement marks the end of their education. In fact, you can often hear students reinforce that line of thinking in their lament, "I'll never pick up another book as long as I live!"

The definition of "commencement" leads, however, in another direction. It is the beginning, not the end, of a bright future. It is the beginning of a life-long quest for knowledge, not the slamming shut of the books that opened so many new doors.

If it's been a few years since you graduated, perhaps you might also benefit from a renewed commencement - by opening some new doors to your own life-long learning curve. When's the last time you attended a workshop, bought a recorded educational series, or thought about taking college courses or embarking on a new degree track?

No longer are books the only on-ramp to education. Distance learning over the Internet, tapes, videos, workshops, seminars, and many other educational resources are yours for the taking. Why not let your graduating family member be the inspiration for your own commencement?

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area. 

The Lohman Team RE/MAX Preferred  would love to help you with the purchase or sale of your next home. We pride ourselves in the ability to market well on the internet and get the most exposure for your home for sale.

We serve the greater Toledo area; including Sylvania, Holland, Perrysburg, Maumee, and Monclova.

 Check out our website at   NancyLohman.com    or  ToledoMLS

 Call us anytime.

Nancy Lohman 419-360-4735     Bob Lohman 419-360-4437

Nancy Stemmle 419-867-3898   Bert Spangenthal 419-346-1458

ARE YOU RELATED?

In the long distant past, all generations of a family lived in the same town, if not just across the road or down the lane. Each member of the family knew all the good - and the bad - about every other member (as well as all the neighbors). They worked together, played, and prayed together.

Today, families are scattered throughout the country. What we call relationships now are often only acquaintances introduced through business situations or chance meetings. They may be casual and based only on a single shared interest, i.e. golf, fitness, children's school activities, etc. These relationships may lack depth and rarely go beyond that single shared interest.

Even with family relations more scattered and unavailable to us on a day-to-day basis, our human side still has a need and desire for deeper relationships. The good news is that they are not only possible but also available to us with just a little effort.

A single common interest through school-aged children may result in having lunch together. The lunch may reveal that both individuals appreciate the arts, with one being an amateur photographer and the other a proficient watercolor artist. Further conversation may find that both are caring for aging parents, have endured similar life challenges, or witnessed brilliant successes.

In short, deep relationships, akin to those shared by families in the past, are still possible. Yes, they must be cultivated. They don't just passively occur as in the daily activities of a family. The result is the same, however, as these relationships can provide a richness to life that is missing in their absence. Try to find some missing relations today!

THIS IS IT!!   866-419-2010  PUT IT IN YOUR CELL PHONE, TOLEDO OHIO HOMES FOR SALE.

• If you are out their driving around and looking at homes. 
• call 866-419-2010, easy to remember.
• push in the address number and the # sign
• you will get a detailed recording with current price
• must be listed in Toledo MLS or Monroe MI MLS
• We may call you to see if we can help get you more info, we will enter your name in our system
• after that CALL AWAY,  we will not keep calling you
• COOL 

The 8,000 first time home buyer tax credit has been extended and their is now a credit for buyers who have owned their current home 5 years or more. 

Search of the MLS in the Toledo area.

If you are late on your mortgage we can help you to be more Proactive with your lender! Call us.

I had an interesting experience lately.  It involved a person I knew that was going to go into foreclosure.  This was a very nice person with a family, a cute little house in Toledo, a dog, an above ground pool. 

Just like many people who have purchased homes recently, their interest rate was raised and it was becoming harder and harder to make the payments.  They were trying so many different ways, however none was working.  They had to try to sell and in todays market the only way was to sell their home below what they paid for it originally.  They would have to try to do a 'short sale' with their lender.

To make a very long story short, The lender decided to help them out, somehow lower their interest rate and refinance, and help them pay back taxes.   This was like a miracle for these people.  I am sure this wasn't a gift, they will still be paying, probably for a long time. But at least they were able to keep their home.

I don't know if you have been following the market.  But, finally maybe some of the banks would rather work 'with' their clients who are in trouble and seriously want to work it out, instead of taking on anymore foreclosed properties.

I hope I hear more stories like this.  It is going to take awhile for the  banks to work itself out  of the mess we are in now. True, it may be a little harder for some to get loans, many will need to be concerned about keeping a good credit rating.  But, that is a good thing.

Nancy Lohman